What Are Some Companies That Offer Cash Loans in Minutes?


Quick Answer

Companies that offer cash loans in minutes include LoanNow, Quicker Cash, LendUp and Yes Payday, according to each company's website. Eligibility criteria varies, but may include income or employment requirements, age requirements and a valid checking account. The amount loaned also varies, as do interest rates and loan length.

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Full Answer

LoanNow offers quick loans from $1,000 to $2,500, as of 2015, with loan lengths ranging from 12 months to 24 months, explains LoanNow. The annual percentage rate for the loans is between 29 percent and 189 percent.

Quicker Cash offers loans from $100 to $1,000, as indicated on the website. Applicants who are at least 18 years old with verifiable income and an open bank account may apply for a loan. Yes Payday's website also offers loans from $100 to $1,000, has the same minimum age requirement of 18, and also requires an open bank account, states Yes Payday. The company requires proof of a minimum of $800 in monthly verifiable income.

LendUp offers loans from $100 to $250, with repayment terms from 7 to 30 days, notes LendUp. Interest rates range from 95 percent to 151 percent, based on amount of loan and repayment schedule. LendUp offers a program that allows customers to work toward qualifying for higher loan amounts at lower interest rates. Completing free credit education courses and repaying loans on time allow customers to eventually qualify for loans up to $1,000 with interest rates as low as 29 percent.

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