What companies offer cash advances in one hour?


Quick Answer

Green Leaf Loan Group, ActiFunds.com and Cash Till Payday offer online cash advances in as little as one hour, according to the company websites. The Consumer Federation of America advises individuals to practice caution when using online cash lenders, as some charge as much as 650 percent for an annual percentage rate, About.com reports.

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Full Answer

Green Leaf Loan Group is not a direct lender but pairs consumers with lenders willing to offer funds in a short time, the company states. The group offers an online application process and online approvals, as of 2015. It pairs consumers with lenders for installment loans, income tax-anticipation loans, lines of credit, payday loans and cash advances, among others. Green Leaf also states that one-hour loans cost more than typical loans.

ActiFunds.com acts as a direct lender, unlike Green Leaf. The company offers one-hour cash advance loans for up to $1,000, according to its website. The site features an online application process, instant online approval, no credit checks or faxing, and access to emergency payday loans. ActiFunds.com is based in the United States and has an approval rating of 96.5 percent.

These loan companies require electronic access to a person's bank account, making them high-risk due to security issues, warns About.com. Payments for these loans are typically withdrawn automatically from a borrower's linked bank account on the next payday after the loan.

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