What is collision insurance ?


Quick Answer

Collision insurance is a type of automobile insurance that covers the cost of the damage sustained in collision with another car, object or in a vehicle rollover. A deductible may have to be met before the insurance covers the damage.

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What is collision insurance ?
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Full Answer

Liability insurance is the minimum requirement of state laws. Collision insurance is not required by state law but could be a requirement if the vehicle is financed through a dealership or lender. This protects the investment and liability of the owner.

Comprehensive insurance works along with collision insurance. This type provides coverage for damage sustained to a vehicle other than a collision or vehicle rollover.

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