Does COBRA Apply to Dental Coverage?


Quick Answer

The Consolidated Omnibus Budget Reconciliation Act, or COBRA, applies to dental insurance in the same way it does health insurance, according to The Nest. A person who loses a job through which he held dental insurance can pay to hold onto that insurance through COBRA.

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Full Answer

Aside from situations of gross misconduct, COBRA is available after most forms of voluntary or involuntary job loss, according to The Nest. COBRA dental insurance doesn't apply for individuals who didn't have dental coverage through their job. Unless a person has a disability extension, COBRA dental coverage only extends for 18 months beyond the point of termination.

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