How do you get a Citizens checking account?


Quick Answer

One method of opening a checking account with Citizens Bank is by submitting an online application, as of March 2015. The application process takes about 10 minutes and a decision is reached immediately after finishing the application.

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Full Answer

Checking accounts offered by Citizens Bank include one deposit checking, value checking, personal checking with interest and circle gold checking with interest. Other methods of applying for an account are visiting a local branch of the bank or calling 1-888-910-4100, which is the Citizens Bank PhoneBank.

Anyone over the age of 18 who is either a U.S. citizen or a resident alien is able to apply for an account. Information required to apply include a social security number, driver's license or state identification card number, contact information and an initial deposit to fund the account. A date of birth and current address are also required.

One deposit checking accounts have a monthly maintenance fee, but this is waived if one deposit occurs during the statement period. Value checking accounts have one monthly maintenance fee. Personal checking accounts with interest have a monthly fee, but earn interest. Circle gold checking accounts with interest also have a monthly fee and earn interest. In addition, these accounts can earn customers discounts and rewards.

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