What Does the Cigna Network Access Dental Plan Cover?


Quick Answer

Cigna offers several different dental plans, with coverage varying depending on what plan is selected, Cigna notes on its website. For example, the myCigna Dental Preventative plan pays 100 percent of all in-network diagnostic and preventive services and offers discounts for orthodontics and restorations, as of 2015. Other plans include the myCigna Dental 1000 and the myCigna Dental 1500.

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Full Answer

With the myCigna Dental Preventive, plan members pay no deductible, and there is no annual benefit maximum. Plan members pay nothing for in-network preventive and diagnostic work, including oral exams, fluoride treatments, cleanings, non-orthodontic space maintainers and sealants. Members may also have one oral exam every 6 months and one set of routine X-rays per 12-month period, reports Cigna.

The myCigna Dental 1000 plan, as of 2015, has a $50 annual deductible per individual or $150 per family. The annual maximum benefit for the plan is $1,000 per person. The myCigna 1500 plan has the same benefits, but the plan has a maximum annual benefit of $1,500. Both plans offer the same services as the mySigna Dental Preventive plan.

In addition to these benefits, the plans also provide basic care services, including basic restorative work. Also include is major services, such as root canals, bridges and crowns. Cigna provides quotes for its plans on its website.

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