Chubb homeowners insurance covers the damage or loss of residential dwellings, as the Chubb Corporation details. Insured homes receive complimentary appraisals to assess any damage sustained as well as cash settlement options in the event of a total loss.
Coverage also extends to costs for temporary relocation, tree removal and locksmith services, according to the Chubb Corporation. A homeowner's insurance policy also covers restoration for data loss if a virus affects computers inside the home.
The company offers policy discounts to homeowners who have extended modes of protection for their residence. The presence of security systems, fire alarms, storm shutters or location in a gated or suburban community may garner lower insurance premiums, as the Chubb Corporation details.