How Do You Choose the Right Medicaid Health Plan?


Quick Answer

Selecting the right Medicaid plan is a personal decision based on factors such as the individual's preferred doctor and health care needs, advises Indiana Medicaid. Available plans vary based on your location and eligibility.

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Full Answer

Individuals who have specific doctors that they want to continue seeing should contact the insurance providers to find out which of the available Medicaid plans the doctor accepts, advises Indiana Medicaid. People should also check the availability of nearby in-network health care providers for each plan. If a plan does not have providers in a convenient location, it is best to avoid that plan.

Individuals can select a Medicaid plan that offers special programs that are most beneficial to them. For example, in Indiana, the Hoosier Healthwise Medicaid plan offers special wellness and educational programs, states Indiana Medicaid. Some of these programs include SMOKE-free to help patients quit smoking, WEIGHTwise to help patients lose weight, and Healthy Habits for Kids that helps parents implement healthy changes in their children's lifestyle. Individuals with chronic health conditions such as asthma, hemophilia or diabetes can look for special disease management plans.

Medicaid assigns a plan if the applicant fails to select one by the deadline, states New York Medicaid Choice.

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