How do you choose a MetLife dental plan?


Quick Answer

Individuals can select a MetLife dental plan by going to the company's website and enrolling in either the preferred dental plan or the managed care dental plan. The MetLife preferred dental program includes benefits such as choice of dentist, discounted out-of-pocket costs and very little paperwork to fill out.

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Full Answer

The MetLife managed care option provides access to a large network of dental services that includes general and specialized dental care. People enrolled in its managed care dental plan enjoy savings on out-of-pocket expenses and are not required to pay deductibles. During the enrollment process, individuals must select two general dental practitioners from the list of network service providers. The second choice becomes the main service provider if the first choice is unavailable. Once enrolled, managed care options include the ability to change dentists once per month.

A key advantage of MetLife preferred dental plans is the ability to choose an out-of-network dentist when desired. Dentists who are not network members can charge higher fees; the patient pays the difference in cost. Individuals can invite a current dentist not already in the MetLife network to contact the company and enroll.

Choosing a dental plan involves determining what type of services are needed. Paying higher premiums for preferred care is often more cost-effective for people who need extensive dental care.

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