When Do Checks Expire?


Quick Answer

In most cases, checks do not expire. However, after six months, checks are considered stale and banks and credit unions are not required to cash them, states the Consumer Financial Protection Bureau.

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Full Answer

Although they are not required to cash stale checks, some banks may do so if the account has sufficient funds, according to the Consumer Financial Protection Bureau.

Some checks, such as those issued by the government, may have an expiration or void-after date, according to the U.S. Department of the Treasury. If a check expires, the recipient can contact the agency that issued the check and request a replacement. Some agencies that issue checks that might expire include the Social Security Administration, the Internal Revenue Service and the Department of Veterans Affairs.

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