BMO Harris Bank offers Everyday Checking, Select Checking and Portfolio Checking as of June 2015. These checking accounts differ in their maintenance fees, interest rates, waiver of non-BMO Harris ATM transaction fees and optional benefits.
The bank charges account maintenance fees monthly. The fees may be waived for mortgage or home-equity customers, for accounts meeting a minimum daily balance and for accounts meeting a minimum amount of incoming deposits.
The Everyday Checking account does not earn interest but does offer college students free withdrawals from non-BMO Harris ATMs. Customers with Select Checking or Portfolio Checking may receive discounts on loans and mortgages.