To check the status of your Unum claim online, click Status of Claims in the Claims navigation menu on the official website, instructs the company. Select a claim process to view the definitions. To send a claimant statement, call the firm's toll-free number, and follow the instructions of one of the company's disability specialists.Continue Reading
The first step of the claim process is filing a claim, which requires you to submit a claim online or over the phone, explains Unum. Next, the firm reviews your claim form and asks for more information if necessary. The disability benefits specialist then approves your claim, sends your payment and closes the claim upon the end of benefit payments. Unum personnel also close any rejected claim.
You may receive your first check immediately after your claim is approved, notes Unum. After the initial evaluation, the claim payment starts when the disability benefits specialist gives you an approval letter about the initial decision. Unum provides benefit payments regularly through checks or direct deposit to a bank account.
It is possible for your claim to be closed if you are capable of resuming work without the need for income protection benefits offered by your Unum policy, according to the company. Another possible reason is denial of your claim after extensive review of your eligibility requirements.Learn more about Health Insurance