Eviction history may be checked by requesting one or all of the three major credit reporting firms, TransUnion, Experian or Equifax, for a credit report, according to SFGate. Legal eviction typically results in an adverse credit score that is recorded on the defaulter's credit report, according to TransUnion.Continue Reading
When a tenant is evicted from a property, the landlord's lawyer may file a history of late payments and the eviction notice with the local housing court as part of the Fair Credit Reporting Act. This history and the eviction filings may show up on a tenant's credit report and on tenant screening reports, according to the Federal Trade Commission. Some credit bureaus offer tenant background checks that permit a landlord to view a tenant's credit history for prior late payments, evictions and bankruptcies, according to TransUnion. However, a landlord may only evaluate a tenant's credit reporting history if the landlord complies with the provisions of the FCRA, the FTC reports.
The local housing court is a secondary source of a tenant's eviction history, recording evictions processed after a landlord has proved ownership of the property and a judge has ordered a legal eviction, according to SFGate. Private background and reference check services also provide information about prior evictions and rent payment histories, according to the FTC.Learn more about Finding a Home