Check the balance on a JH Preferred debit card by logging into your account on JHPreferred.com or through the official mobile app's Account Balance page, as of 2016. The balance may not immediately reflect recent withdrawals or deposits, depending on the merchant and the time of the transaction.
JH Preferred is a prepaid debit card that allows users to manage and access funds without the need to open traditional checking accounts. After activating the card, the account holder must register it to gain online access to its services via JHPreferred.com. Logging into an account on the site allows the person to immediately check the current available balance, minus any pending transactions, as well as view a list of recent activity. Similarly, customers can download the JH Preferred smartphone app on iOS or Android devices, log into their accounts with the same credentials and receive their current account balances.
The card allows customers to make purchases at physical and online retailers that accept Visa cards, though it does impose a monthly maintenance fee for use. A customer can also sign up for direct deposit to the card by purchasing a Vanilla Reload card and entering the PIN through VanillaReload.com or by signing up for a direct deposit transfer of a paycheck.