Nationwide and Esurance, an Allstate company, offer discounts on moped and scooter insurance. Typically, these policies include liability insurance, comprehensive, collision, uninsured motorist, medical payments and roadside assistance coverage, notes Esurance. Progressive also offers OEM coverage, which ensures all vehicle repairs use original equipment from the manufacturer.
Customers can receive discounts on moped insurance by getting multiple insurance policies, insuring multiple vehicles or by taking a safety course, per Nationwide. Esurance offers discounts for safe drivers, homeowners, individuals who pay in full and preferred rider organization members. Members who switch from another company to Esurance are eligible for a 15 percent discount.