To change a debit card PIN number, customers must contact their banking institution by phone or in person, and verify their identities through a series of security questions. Once the customer's identity is verified, he or she will be instructed to enter a new PIN number into a bank keypad or their telephone keypad. There are also some banking institutions that allow their customers to change their debit card PIN number online.
When choosing a new debit card PIN number, it is important to choose a number that is not easily recognizable. Common mistakes include using birthdays, addresses, partial phone numbers, as well as simple number combinations such as 1, 2, 3, 4, 5. In these cases, if an individual's wallet is stolen, it is extremely easy for a criminal to figure out the PIN by simply looking at the stolen driver's license.
In today's digital world, debit cards are rapidly replacing cash and checks. While debit cards are very convenient, debit card fraud is on the rise. Changing debit card PIN numbers once every six months is a good way to prevent identity theft. Additionally, many banks offer free online account access, which allows customers to easily monitor their bank accounts on a daily basis.