What Is Certificate of Liability Insurance?


Quick Answer

A certificate of liability insurance is a document that provides important details about a liability insurance policy. These include the names and addresses of the insurer, agent and policy holder; the policy number; what the policy covers; financial limits; and dates the policy is in effect, according to Tech Insurance.

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Full Answer

Businesses and some professionals like doctors, nurses, certified public accountants and engineers are required to carry liability insurance by employers, business partners or legislation. Contractors bidding on projects or working on job sites are often required to present valid certificates of insurance liability. These certificates are shorter than the full policy and omit details that may be proprietary such as the premium paid, reports Cynthia Myers for the Houston Chronicle.

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