As of March 2015, the current CD rates vary from 0.02 percent up to 1.05 percent depending on length of time and amount of investment. A longer time period and a larger amount earns higher returns.
Chase Bank's CD rates are available for periods ranging from one month to 120 months. The investment amounts are broken into six ranges, with the lowest range being anything under $9,999.99 and the highest range being anything higher than $250,000. A Certificate of Deposit is a financial instrument that allows the consumer to earn higher interest yields by committing a certain amount of funds. Penalties may apply to withdrawals of funds prior to the CD's maturity date.