What Are the CD Rates of Capital One Bank?


Quick Answer

As of February 2015, the CD rates for Capital One Bank range from an annual percentage yield of 0.40 percent for six-month CDs up to 0.90 percent for 60-month CDs, according to its official website. While penalties may apply for early withdrawal, individuals can customize dates for receiving interest.

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Full Answer

The full CD rates for Capital One are 0.40 percent for six-month, nine-month, 12-month, 15-month, 18-month and 24-month CDs, explains its official website. CD rates are 0.70 percent for 30-month, 36-month and 48-month CDs, with only the 60-month CD offering the 0.90 percent annual percentage yield. Customers can receive interest at the end of the term, every month or annually, though the penalty for withdrawing before the end of the term remains.

Capital One touts CDs as ideal for customers who do not want to worry about the risk of an unpredictable market when it comes to making a return on investment, and the company offers FDIC insurance of up to $250,000 per individual depositor. For additional information on rates or investment, Capital One recommends calling its toll-free number at 1-800-289-1992 to speak to a real human being. Its tagline for certificates of deposit is no risk, all reward, your terms.

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