Since certificate of deposit rates depend on location, a person must use BealBank.com to find the rates in a certain area. A person can do this by entering a ZIP code, then viewing local rates.
As of 2015, Beal Bank offers a number of CD options including three, six, nine and 12-month versions. There is a minimum amount of $1,000 to open a CD, and the bank advises that the published rates may change at any time. There may be fees associated with these CD accounts, and Beal Bank may apply penalties if the customer withdraws the deposit before the CD fully matures.