What Are Some Catalogs That Let You Buy Now and Pay Later?

Seventh Avenue, along with its partner sites The Swiss Colony, Ginny's and Midnight Velvet, all offer "buy now, pay later" options for customers. Fingerhut and Blair offer their customers credit, as do Ashro and Stoneberry Home. Credit terms and lines for these catalogs vary depending on credit history.

Other catalogs offered by the parent company of Seventh Avenue include Home at Five, Country Door, Monroe and Main, The Tender Fillet, Montgomery Ward and The Wisconsin Cheeseman. The Choose 'n Charge plan that works with all these catalog touts monthly payments as low as $20, credit line increases with on-time payments and no annual fees. Customers can request these catalogs be sent to their homes, or they can shop online and apply during checkout.