Q:

How do you cash a check if you don't have an ID?

A:

Quick Answer

According to the United States Uniform Commercial Code, a person must be identified as the authorized recipient of a payable instrument to transform it to cash. Even though there is no universal identification requirement in place, a form of ID is typically required to cash a check at a bank.

Continue Reading
How do you cash a check if you don't have an ID?
Credit: LWYang CC-BY 2.0

Full Answer

An easy way to circumvent this requirement is to endorse and deposit the check into your existing bank account or the bank account of a trustworthy person, and then withdraw the amount from an ATM. Because there is no legal definition of what constitutes appropriate identification to cash a check, some banks have more lenient standards than others.

Learn more about Personal Banking

Related Questions

Explore