Caregiver liability insurance protects a home heath care provider while on the job. Similar to that of any other medical professional, policies can cover injury to the caregiver or patient, damages, and any legal fees that may be incurred.
Caregiver insurance can protect the individual while working in the patients' home as well as when carrying out duties outside the home. According to Manchester Specialty, the number of patients who wish to remain in their homes to receive care is rising, especially among the elderly, as baby boomers reach the age of retirement. The market for home care professionals has increased dramatically, as of 2015.