Q:

How you do cancel your auto insurance?

A:

Quick Answer

A consumer cancels his auto insurance policy by contacting his insurance agent with a phone call or a visit to the office. Cancellation usually requires a written request that includes contact information, policy details and the effective date of cancellation.

Continue Reading

Full Answer

Before submitting the cancellation request, ensure a new insurance policy is in place to avoid a lapse in coverage. Failing to insure a vehicle can result in a fine.

Call or schedule an appointment with your insurance agent to initiate the cancellation. Some insurance companies use a standard cancellation form that includes policy information. The insured individual signs the form to consent to the cancellation. Verify the cancellation date before signing.

An alternative is to draft a cancellation letter to fax or mail to the insurance company. Include your name, address, phone number, policy number and cancellation date. Also include your signature and current date to make it official. State that you want to cancel the policy along with a reason for the cancellation.

After faxing or mailing, follow up with a phone call to ensure the company received and processed the request. You should receive a written confirmation no matter how you initiated the cancellation.

If you paid the policy in full, request a refund upon cancellation. Indicate this in the letter if you write your own. Check with your insurance agent for the refund amount if he handles the cancellation. Some insurance companies charge a fee for early cancellation.

Learn more about Vehicle Insurance

Related Questions

Explore