Wonga cash loans can be obtained from anywhere as long as the applicant meets the requirements to apply because the loan application is completed online and money is deposited directly into a bank account. Wonga is a U.K.-based company. and people who are interested in obtaining a cash loan from Wonga must be U.K. residents.
Wonga also has other requirements that include being over the age of 18, owning a mobile phone and having a bank account with a debit card. Payments for the loan are expected to be made on time, and if a potential applicant is already in debt, taking out a Wonga loan may not make the most sense.
Wonga will provide swift online decisions for applicants by reviewing the data presented in the credit check as well as the information provided in the Wonga application. Wonga was designed to provide extra cash to people who have found themselves with an emergency or are dealing with a cash flow problem; however, it was not designed to help people who are severely in debt. The loan must be repaid within a few weeks and is not designed for a lengthy repayment process.