Shoppers can use MasterCard gift cards at any location that MasterCard debit cards are accepted, including both online and retail stores. The card can also be used to pay for phone or mail orders and to pay bills online.
The MasterCard gift card functions as a debit card with a set amount of money loaded in at the point of purchase. When the card is used to make a payment, the amount is automatically deducted from the balance. The MasterCard gift card can be used to purchase items until either it reaches its expiration date or runs out of funds.