Delta Dental insurance holders can go to a non-network dentist. However, the non-network dentist can bill the patient more as the dentist is not subject to the Delta Dental allowed amount agreement.
The Delta Dental insurance plans are designed for insurance holders to save money on dental services. Delta Dental has network dentists who agree to accept an allowed amount as the form of payment for their services. These network dentists cannot charge the difference between the submitted amount and the allowed amount.
On the other hand, a non-network dentist does not need to follow this agreement and can charge the difference between the submitted and allowed amount. Hence, insurance holders will spend more money instead.of saving through the Delta Dental insurance plans.