How can you find USDA-approved homes for sale?


Quick Answer

USDA-approved homes for sale can be found by visiting the USDA Rural Development/Farm Service Agency Resales website and conducting a search using the State and County options to narrow down the results. Boundaries for USDA-eligible homes can be found using the USDA's Property Eligibility search.

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Full Answer

While the USDA Rural Development/Farm Service Agency Resales website shows USDA-approved homes for sale by the Federal Government, using the USDA's Property Eligibility search shows the locational boundaries that homes must be located within to be eligible for USDA approval. Using this boundary map, a prospective buyer can determine whether homes listed on the Multiple Listing Service or other for sale listing directories are within the eligibility boundaries for USDA approval.

USDA approval of homes refers to a home's eligibility for government loans and grants, not the home's degree of habitability or ability to function as an agricultural property. Most homes eligible for USDA approval are found far from populated, urban areas; most are located in rural areas with lower population densities and more agricultural activity. The boundaries marked by the USDA generally exclude suburban and urban areas. The USDA loan program helps low-income individuals and families to afford USDA-approved properties for living and agricultural/business use.

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