According to Esurance, insurance coverage follows the vehicle, not the driver. If the owner of a vehicle allows a person to drive a car whom is not listed as a driver on the insurance policy, the vehicle owner risks liability in the event an accident occurs.Continue Reading
According to Esurance, an uninsured driver should not be allowed to drive the vehicle. If an accident occurs, the vehicle owner can be sued for damages in case of an accident.
If a car is often borrowed by an uninsured driver, the driver needs to be added to the vehicle policy to maximize protection. Also, the vehicle owner must verify terms and conditions as it relates to drivers with the insurance company. Vehicle registration and insurance verification must be stored in the vehicle at all times, Esurance advises.Learn more about Vehicle Insurance
Customers can receive car insurance quotes from Elephant Insurance Services by visiting the company's website and entering basic information about themselves, details about other licensed drivers in the household, a description of the automobile that needs coverage and the driving history of the primary driver, as the company's website explains. Alternatively, interested consumers can call the customer service number listed Elephant.com to ask questions, get quotes and purchase policies.Full Answer >
To find a driver's safety course to lower insurance rates, research which insurance company provides the best quote and coverage for your situation, as well as the greatest possible discount. Then research what type of course is needed, sign up for the course, and successfully complete it.Full Answer >
Uninsured motorist insurance is a type of automobile insurance that protects a driver if they are involved in an accident with someone who does not have liability coverage. The options and limits for this coverage vary by state.Full Answer >
The amount of coverage and type of policy the driver chooses has a significant impact on a car insurance quote, according to AAA MountainWest. The driver's age and credit score are also important factors. Each insurance company uses slightly different formulas to determine insurance rates, but driving history is another significant factor, notes DMV.org. Drivers who have a history of accidents, moving violations or have had their licenses suspended or revoked are considered higher risk and are usually charged more.Full Answer >