Q:

How can you tell if a cashier's check is real?

A:

Quick Answer

You can tell a fraudulent cashier's check only after it has been deposited into your bank account. Your bank determines if the check was fake after it gets returned unpaid by the depositing bank.

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Full Answer

To avoid cashier's check fraud, be aware of possible scams and avoid accepting cashier's checks from people you do not know.

In the most common scam, a person writes a fraudulent check for more than the amount of the product, and then asks the payee to return the extra money. The payee ends up not only receiving a bounced check with no ability to trace the source but also has paid an additional cost.

One way to ensure a legitimate cashier's check is to ask the payer to write a check drawn from a bank in your area, which gives you the ability to check on it.

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