Q:

Can you stop payment on a postal money order?

A:

Quick Answer

It is not possible to stop payment on a postal money order. However, some money orders can be replaced if they are lost, stolen or damaged.

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Full Answer

It is possible to stop payment on a check because there is no money deducted from the check writer's account until the check is cashed. However, postal money orders must be paid in full before they are issued. The USPS does not permit customers to purchase money orders with checks or credit cards, so the customer cannot issue a stop payment or chargeback for the cost of the money order. Though the USPS provides replacements for uncashed, lost, stolen or damaged money orders, there is no procedure to refund a money order if the customer changes his mind.

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Related Questions

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    How do you fill out a postal order?

    A:

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    How do United States postal money orders work?

    A:

    United States postal money orders are a financial instrument issued by the post office. They are similar to a check in that the money order is made out to a specific person or party for a specific amount of money.

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    When are the postal rates going up?

    A:

    As of June 15, 2014, it is unknown when the next United States Postal Service rate increase may occur. The last increase occurred on Jan. 26, 2014, when the price of a first-class stamp for a one-ounce letter rose to 49 cents from 46 cents.

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    How can I track a Western Union money order?

    A:

    People who believe that a Western Union money order they sent has been lost or stolen can trace the money order by filling out a completed money order customer request form and sending it to Western Union via fax, email or regular mail. This form is available on the Western Union website or at the physical location where the money order was purchased. A fee does apply to run the trace.

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