When Can I Stop Paying National Insurance?


Quick Answer

According to HM Revenue & Customs, people stop paying National Insurance contributions once they reach the State Pension age. Employees who continue working must pay Class 1 National Insurance contributions on any earnings due before the employee reached State Pension age.

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Full Answer

Anyone under the State Pension age is still required to pay National Insurance contributions. The State Pension age, which is the earliest age at which a person can retire, is dependent on one's date of birth. According to HM Revenue & Customs, the State Pension Age is also rising because of the need to keep up with rising life expectancy rates. HM Revenue & Customs offers a calculator to let individuals determine their own State Pension age.

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