Consumers can look for a specialized loan for Christmas, which is offered by companies such as GECU and GCS Credit Union, as of 2015. Star Loan Services also offers financial help for Christmas.
GECU offers Christmas loans up to $3,500 with competitive interest rates, notes the bank's website. Borrowers can apply on the website or call a toll-free number. GCS Credit Union offers loans for holidays and short-term vacations. These loans have better terms than traditional payday loans, and borrowers can pay their loan for up to 15 months. Star Loan Services offers loans from $500 to $25,000 for customers with both good and bad credit scores.