How Can Seniors Work at Home While Collecting Social Security Benefits?


Quick Answer

Senior citizens can work from home as virtual customer service representatives for call centers, consultants for businesses and freelance writers or editors for publications. Once an individual reaches retirement age and is eligible for social security, there may be restrictions on the amount of money they can make without penalty.

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Full Answer

The Internal Revenue Service stipulates that a person younger than full retirement age who makes more than the annual earnings limit may receive reduced benefits from social security. As of 2015, the yearly earnings limit for a person under full retirement age is $15,720. The limit is $41,880 once a person has reached full retirement age, currently set at 66.

Although many part-time jobs are available for senior citizens, those interested in working from home with access to a computer can find employment as online educational tutors, online virtual assistants and online jurors. Phone-based positions available include work as a telemarketer, call center representative or sales associate for businesses.

Senior citizens may also opt to earn income by selling products and services on web-based e-commerce sites or by creating woodworking projects or crafts that can be sold online. Additional online positions that would allow a senior to work from home include managing social media accounts for businesses and creating marketing or design materials.

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