How Can I Run a Credit Check on Someone?


Quick Answer

Only people with power of attorney or who work for a business with a specific need to see a customer's or applicant's credit score can run credit checks. Businesses must get the permission of the person on whom the check is being run.

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Full Answer

Authorized individuals or business can obtain reports through one of the three national credit reporting agencies: Equifax, Experian and TransUnion. Each agency tallies credit scores slightly differently, so AllBusiness recommends that if multiple checks are requested, they all be from the same agency. Each agency requires that a simple form be filled out and filed before credit records can be released.

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