Can You Remove a Judgement From Your Credit Report?


Quick Answer

Generally, it is not possible to remove court judgements from credit reports, according to Credit Karma. Most judgements stay on credit reports for seven years, although the time period may depend on whether or not the debtor pays the damages. Unpaid civil judgement damages can renew the seven-year period.

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Full Answer

Civil judgements are more detrimental to a credit score than an outstanding loan of the same size. Civil judgements are indicative of past financial mistakes, and additionally act as a barrier that prevents an individual from paying off other current financial obligations, such as credit cards. Paying off judgement damages are beneficial to credit health, states Credit Karma.

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