While the specific steps for registering a checking account for online banking vary between financial institutions, most involve visiting the online banking section of the institution's website and creating an profile that links to your account. Some banks also include the online banking registration as part of the process for opening an account online.
If you open a checking account in a physical branch and decline to create your online banking credentials at that time, it is possible to create them through the financial institution's website at any time. The easiest way to access the online registration page is to locate the login section of the main site and locate the Enroll or Sign Up link. On the following page, choose the correct option for your account type and follow the on-screen prompts to verify your identity. This process is necessary to ensure that you are in fact the account holder, which typically includes providing your social security number, driver's license number or account number.
After locating and verifying the account, create a username and password to access your online banking profile. You also need to provide a valid email address for receiving communications from the bank, including account alerts and recovery links in the event you forget your login details. Once you register, you are able to view your account balances, transfer money between accounts and pay bills online.