How can a Regions Bank personal account be opened?


Quick Answer

A Regions Bank personal checking or savings account can be opened at one of the bank's branch offices, or an account can be set up online, as noted on the bank's website. The Regions Bank website's home page has both a "Locations" and an "Open an account" link on its navigation bar. As of 2015, the "Open an account" page provides online options to open six types of personal checking accounts, two types of savings accounts and a small investment money market account.

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Full Answer

In addition to personal savings and checking accounts, the Regions Bank "Open an account" page provides an option to apply online for a certificate of deposit account. The setup process, however, can not be completed through the website, and applicants must wait until they receive a response from the bank advising them whether their online application has been approved. A large investment Regions Bank Platinum money market account, which requires a minimum of $15,000 to open, must be opened at a branch office, as stated on the bank's website.

Opening a Regions Bank personal checking or savings account online requires the applicant to provide the following personal information: Social Security number, date of birth, email address and the identification number and expiration date from a driver's license or state-issued ID. The new account also requires initial funding from a credit or debit card, an existing Regions Bank account or an account owned by the applicant at another bank.

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