The Geico website offers quick online car insurance quotes after visitors complete information about themselves, other potential drivers and their automobiles. As of 2015, a visitor can generate a quote within 15 minutes.
After a user generates an insurance quote through the Geico website, he has the opportunity to purchase the associated plan right away. Visitors can find further information about legal requirements, optional coverage, deductible choices and different coverage levels when generating an insurance quote. In addition, users must select whether their vehicle is leased or purchased, Geico explains.
Responses to the relevant questions determine whether a user needs full coverage, notes Geico. Full coverage generally includes standard liability protection and both collision and comprehensive coverage. In some instances, a third party requires the purchaser to select full coverage. Users must also determine how much capital is available to cover out-of-pocket expenses in the case of an accident.
Visitors must answer all appropriate questions to view an associated coverage plan, and the company stores that plan in its database for 90 days, states Geico. Agents are available to answer any questions about the car insurance quote. Geico offers a variety of coverage options, including bodily injury liability, medical payments, uninsured motorists coverage, comprehensive physical damage and collision coverage.