Q:

Where can prepaid debit cards be purchased?

A:

Quick Answer

Prepaid debit cards can be found online through websites, such as NetSpend.com and GreenDot.com. Temporary GreenDot cards can also be purchased at certain grocery store and department store chains, including Wal-Mart and Kroger's. Kroger's also carries a prepaid debit card that offers a temporary card that can be purchased in-store.

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Full Answer

When a temporary prepaid debit card is issued, a permanent card is mailed to the cardholder within seven to 10 business days. Temporary cards can be loaded and used in the same way as registered cards, but may not provide the benefits and advantages offered to permanent card holders, such as in-store savings and reward points to put towards merchandise. When a card is applied for online, as opposed to during an in-store purchase, it is typically free of charge.

A prepaid debit card is a Visa or MasterCard that is funded by the cardholder. These cards are then used in the same way as debit cards that are issued by banks. Prepaid debit card use does not effect credit scores. In addition, card holders are unable to spend an amount that exceeds the available balance on the card. Transaction fees are often associated with the use of prepaid debit cards of all types.

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