PIN numbers can be assigned to prepaid Visa cards. The PIN number needs to be entered at ATM machines in order to make withdraws. The PIN number may also be necessary in order to complete other types of transactions or to speak with a representative about a particular account.
Prepaid Visa cards are loaded with money by the cardholder. The money is FDIC-insured and the card can be used anywhere that accepts Visa. Loaded money can also be transferred from card to card and withdrawn from ATM machines. There are several ways the card holder can load money onto the card, including at the location he purchased it or through the Visa ReadyLink website.