How Can People With Bad Credit Acquire a Free Phone?

Consumers with bad credit may be able to qualify for a free phone with minutes through a government-sponsored Lifeline program, notes This program is set up to help low-income and disabled individuals get phone services.

The Lifeline program looks at income and considers whether or not applicants are on one of multiple government assistance programs, like Medicaid, as stated by The program does not consider credit status to determine if someone qualifies for assistance. Customers can apply for a phone through the SafeLink website by following the steps listed below.

  1. Start the application
  2. Go to and type in the local ZIP code on the Get Started Now form. On the next page, provide contact information, birth date and the last four digits of the applicant's Social Security number.

  3. Check eligibility
  4. Select the desired option to validate eligibility for the program. Later, it may become necessary to provide a photocopy of the membership card for that program as proof. Go through the disclosures and electronically sign the application.

  5. Review and apply
  6. Review the application and upload any requested documentation. Even if approved for the free phone and plan, customers may still have to pay state taxes and fees. Click to finish the application.