Payments can be made to Discover Card online, by phone, by mail, at select Sears stores, by direct payment or by Western Union. The speed of the payment process varies by payment method.
To pay online, users must register for the Account Center on the Discovery Card website. Afterwards, they can log in and make payments at any time of the day. Payments made before 5:00 pm Eastern Time will be posted for that same day, and users can schedule payments for later dates via the site.
Users can also call 1-800-347-2683 to make payments at any time. Payment requires the user know his bank account number, routing number, and transit number. Payments made by 5:00 pm Eastern Time are posted for the same day, while payments made afterwards are posted the following day. The only exception is payments made after 5:00 pm Eastern Time on Friday are not posted until Sunday. Users can also dial this same number to arrange for regular direct payments of their bill, though this can take 45-60 days to take effect.
Users can also send payments by mail with a check, cashier's check, or money order by using the detachable payment form that comes with their bills.
Select Sears locations allow users to make Discover Card payments by check.
Users can wire payments to Discover at Western Union locations by providing their account number and the correct code city name of WESTPAY, IL. Western Union requires cash for both payment and fees.