Some established online retailers, such as Amazon, have an option that allows customers to pay using a U.S. checking account. This provision allows for customers without a credit or debit card to purchase items from the website as long as the checking account is ACH enabled, according to Amazon.Continue Reading
ACH is an electronic network for financial institutions in the U.S. This network aids in the clearing and settlement of electronic transactions between participating depository institutions.
The online shop of Sam's Club also allows for online check payments. Its online shop has a Pay with a Checking Account option where the customers pay by simply entering the checking account information and the bank's routing number, notes Sam's Club.Learn more about Personal Banking