Information about travel insurance for heart patients on the British Heart Foundation website includes the suggestion to have a European health insurance card, although the site emphasizes that such a card does not take the place of travel insurance, reports the British Heart Foundation. The website provides a list of insurance companies that help those with heart conditions and a referral to the British Insurance Brokers Association for those who have difficulty finding travel insurance.
A European health insurance card provides British citizens with free or low-cost medical assistance, including treatment for those with pre-existing heart problems, while traveling in Europe, explains the British Heart Foundation. The online application process is free at NHS.uk, emphasizes NHS Choices. The card allows U.K. citizens to use their state health care while visiting Switzerland and the countries in the European economic area. It does not cover private health care costs or emergency transportation back to the U.K. Some travel insurance companies require clients to have a European health insurance card.
Listings on the British Heart Foundation website provide a place to initiate searches for travel insurance, but they do not guarantee that the insurance companies offer every heart patient insurance, points out the British Heart Foundation. When filling out insurance applications, heart patients should provide full disclosure of their medical condition and enlist the help of their health care providers with the answers. Travel insurance policies may be either single trip or annual and cover treatment in private facilities, extra accommodation and travel expenses due to medical problems, according to the British Insurance Brokers Association.