Financial institutions such as Chase and Citibank offer free checking accounts to open online, notes each organization's website. These checking accounts have various minimum deposit requirements.
As of 2015, Chase checking accounts include Chase Total Checking, Chase Premier Plus Checking, Chase Premier Platinum Checking, Chase High School Checking and Chase College Checking, lists the organization's website. Each of these checking accounts offers access to numerous teller machines and bank branches. They also offer access to online banking and bill pay. A customer must open the account with a minimum deposit. In addition, there are specific requirements to avoid monthly service fees. A customer must first choose the appropriate account and can then open it directly through the Chase website.
Citibank offers the Citigold Account, Citibank Account, Basic Banking and Access account, lists the official Citibank website. As of 2015, none of these accounts requires a minimum opening deposit. The accounts all have various options to avoid fees, and they offer associated rewards programs. All checking account options offer both online banking and mobile banking. In addition, each type of account provides access at Citibank branches and the worldwide automated teller machine network. Customers can find additional details about each account through the Citibank website. Customers can apply online or call the contact phone number listed on the Citibank website.