Can one register for an Oklahoma bank account online?


Quick Answer

To register for an Oklahoma checking or saving account online, an individual must be at least 18 and a U.S. resident with an Oklahoma address, according to Bank of Oklahoma. The applicant must provide his Social Security number, driver's license or state-issued ID number, and individual email address.

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Full Answer

Under the USA Patriot Act, the bank must obtain, verify and record information to identify each person who opens an account, states Bank of Oklahoma. The online bank account application process requires the applicant to help the bank confirm his identity, such as providing information about loans or mortgages the applicant may have. The bank may ask to see the applicant's driver's license or other forms of identification. To open a joint account, the applicant must provide the secondary applicant's name, Social Security number and date of birth.

As of 2015, a new savings account requires a $25 deposit and a new checking account requires a $50 deposit, according to Bank of Oklahoma. An applicant can open a money market account online with a $50 deposit. The applicant must have a debit or credit card, a current bank account number and routing number, or must mail a check to fund a new account.

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