Q:

Can Medicare benefits be received before age 65?

A:

Quick Answer

Medicare is available for individuals under the age of 65 who are disabled and receiving Social Security disability insurance payments, or who have been diagnosed with end-stage renal disease or amyotrophic lateral sclerosis, commonly known as Lou Gehrig’s disease. Eligible applicants must be U.S. citizens or resident aliens.

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Can Medicare benefits be received before age 65?
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Full Answer

Recipients of Social Security disability insurance payments receive Medicare coverage after receiving SSDI for 24 months. An applicant with end-stage renal disease must be receiving dialysis treatments or have undergone kidney transplant surgery and be eligible for SSDI payments or railroad retirement benefits or be otherwise entitled to Social Security payments. In the case of an applicant diagnosed with Lou Gehrig’s disease, Medicare is automatically provided along with the first SSDI or railroad disability annuity check.

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