Healthcare.gov offers a listing to search for local help with Medicare applications, or applicants may call a toll-free number for the U.S. Centers for Medicare and Medicaid Services, or CMS, to receive assistance in English or in other languages. Medicare recommends finding more specific information about the Medicare program online.
Online applications are available, and the entire application may be completed either online or by phone, without a visit to a Social Security Administration office. For in-person help, the application may be completed at a local SSA office by appointment, as CMS reports. Americans living outside the country may also contact a local U.S. embassy or consulate office for an application. After applying, the SSA reviews the application and contacts the applicant if any more information is needed.
Applicants then receive a decision letter, according to CMS. New Medicare beneficiaries receive a questionnaire within the first three months that asks about other health coverage and billing. CMS recommends that applicants ask plenty of questions about their coverage and learn about how to use their chosen plans. According to CMS, different plans offer different coverage benefits, and beneficiaries should use specific plan coverage as part of the decision-making process when applying.