How Can You Get Medical Care Without Health Insurance?


Quick Answer

To get medical care without health insurance, visit a nearby cash doctor or go to a community health clinic, recommends U.S. News. Medical health clinics often provide free or low-cost services, while medical facilities that accept cash are willing to treat anyone that pays upfront.

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Full Answer

Some medical providers either don’t accept insurance or accept cash in addition to certain insurance policies, states U.S. News. Look for medical clinics that are willing to take cash-only patients. Doctors often accept cash-only patients because they get paid the same day as service without having to go through medical billing and insurance company claims.

Community health clinics usually operate on a sliding fee scale, which means that the patient’s income determines how much she pays for medical care, according to U.S. News. This is a good option for a low-income family that doesn’t have health insurance but might not qualify for government programs.

Another option is to check into Medicaid eligibility, notes U.S. News. The eligibility for Medicaid, which provides free or low-cost medical care, is based on the household size, the location of the residence and the household income. Each state has its own Medicaid program, so the eligibility requirements vary slightly. Even families who don’t qualify for Medicaid might still get low-cost medical care for their children through the Children’s Health Insurance Program.

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